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 TPFT or FULLY COMP on yor banger?

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jadis
Junior
Junior


Number of posts : 39
Registration date : 2009-12-29

PostSubject: TPFT or FULLY COMP on yor banger?   Wed Jan 06, 2010 11:47 am

Just wondering what people do re insurance on their bangers.?

I would have have gone TPFT and saved 50 or so, but the companys giving me the cheapest quotes didn't give me the option of windscreen cover.

I'd hate to have to say bye bye to a decent banger just because it needed a new windscreen. But I believe a new windscreen would be too expensive without insurance. I wonder if you can buy a seperate policy for windscreen cover?

Thoughts please for future reference.
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Richard No 77
Infant
Infant


Number of posts : 3
Location : Leeds
Registration date : 2010-01-06

PostSubject: Re: TPFT or FULLY COMP on yor banger?   Wed Jan 06, 2010 5:56 pm

Just got myself two cars in a weekend (damn Ebay!) - Rover 216 Gsxi (K reg) and Honda Accord estate (L reg) and when looking for insurance, both of them were cheaper with fully comp....not sure why.

Not too sure about the windscreen excesses but at a purchase price of 250 each, I can stomach the occasional repair.
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OldToot
Junior
Junior


Number of posts : 46
Registration date : 2010-02-15

PostSubject: Re: TPFT or FULLY COMP on yor banger?   Mon Feb 15, 2010 6:13 pm

Mondeo ('my' car) is fully comp because it's cheaper. No idea why.

Ka ('her' car) is fully comp because it's worth a few grand still.
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James-Founder
Founder
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Number of posts : 334
Location : UK
Registration date : 2007-03-21

PostSubject: Fully Comp   Mon Feb 15, 2010 11:37 pm

I always did TPFT but yes Comprehensive can be the same price or cheaper and it may well be because I am now very old.
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